Title insurance protects you from financial loss due to defects or issues with the title to your property. It insures your ownership and covers disputes or claims that might arise after the purchase.

Title insurance is crucial because it safeguards your ownership rights from potential issues like unpaid liens, errors in public records, or unknown heirs that could challenge your claim to the property.

With title insurance, a one-time premium is paid at closing. Before issuing the policy, the insurance company conducts a thorough title search to identify any problems. If an issue arises later, the insurance covers legal fees and financial losses.

Title insurance provides protection for as long as you or your heirs own the property, offering ongoing security against any covered title defects that may surface in the future.